Hey Guys, actually got a serious question i figured i’d toss to you guys. I’ve always chosen HMO at work, cuz the fee for PPO was more than i wanted (i don’t go to the doc too much), but now i have the ability to get PPO for the Same cost as HMO, but i’m still undecided.
Co-Pay is still $10 for both, however, the PPO will only cover 90% of lab work, x-rays, hospital services, ambulance…etc.
So i know PPO is better, but my question to those of you that have had PPO is, how much is 10% of say…an X-Ray? Or 10% of blood work?
Are we talking like $20? Or more like $100? I have no basis of comparison since this has always been free with my HMO.
thanks in advance 🙂
EDIT: Btw, anyone got any opinions about Kaiser vs PacifiCare HMO?
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